HOMSBY'S TRUSTED NETWORK
We've evaluated the top insurance options to bring you the best.Questions? Contact us.
About Homeowners Insurance
Homeowners insurance typically covers four types of incidents that could happen to your property: exterior damage, interior damage, loss or damage to personal assets, and injury to a person that occurs while on the property.
If you're financing the property, your lender will require homeowners insurance, and more specifically Evidence of Insurance (known as EOI). You will need to provide proof of insurance before underwriting of the loan can be completed.
When should you get homeowners insurance?
Once you have gone under contract and have selected a lender, you should begin shopping for homeowners insurance.
Certain homeowner’s insurance coverage inclusions may be required by your lender. Ask your lender for these details so you understand what minimum policy coverage you will be required to carry when shopping for a policy.
Top Homeowners Insurance Options
Meet your insurance matchmaker. Comparing top insurance companies side-by-side in minutes, The Zebra makes it easy to find the perfect policy for your home. In fact, The Zebra saves people an average of $922/yr on car and home insurance combined.
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Comparing 100+ insurance companies in minutes without spamming you.
Consider if you want to...
Save time - You don’t want to spend hours shopping around.
One Place for it All - You want to get all the facts in one place.
Open to changing coverage for other areas such as home, car, and more
No Spam! You don’t want to get spammed by providers.
How were these service providers chosen?
- Trustworthiness & Reliability
- Great Customer Experience
What if I don't see a service I'm looking for listed?
What type and how much insurance coverage do I need?
- There are essentially three types of coverage - Actual cash value, Replacement cost, & Guaranteed replacement cost/value
Should I bundle my other insurance policies when I buy a home?
- If you have existing auto insurance, ask if they offer homeowners insurance. Get a comparison quote from them too before you decide on an insurance provider.